Australian Independent Retirees (AIR)
Sydney Hills Branch
AIR advances the interests of over 50’s who are, or plan to be, fully or partly self-funded retirees.
We regularly have a variety of interesting speakers/topics for our members and visitors. We hold 2 meetings on the 1st Friday of every month (except January) at Molly’s Pavilion (The Cheltenham Recreation Club), 60-74 The Crescent, Cheltenham NSW 2119 commencing at 10:00am.
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Monthly Meetings
Every month, we hold two meetings. The first meeting starts at 10:00am covers a range of topics including Health, Aged Care, Travel, Technology, Retirement services, etc.
After some refreshments, our second meeting at 11:30am covers financial and investment topics including Superannuation, Retirement income, Investment Markets, Financial Trends, etc.
If you are retired or approaching retirement, come along, meet new friends and receive useful information to help your retirement.
Next Meeting: November 7th 2025 - Fixed Income-stability in retirement, Downsizing: A financial perspective
Our November meeting will be held on Friday November 7th 2025 at our new meeting location at Cheltenham Recreation Club’s Mollys Bistro at 10:00 am.
This month, Blair Dewhurst from the Australian Bond exchange has some information on how the Bond market is changing and offering new opportunities to build a stable income, followed by the Financial discussion group, who will share experiences in downsizing and how it can positively impact your finances and super. at 11:30am, after refreshments.
10:00am: Mr Blair Dewhurst, Aust. Bond Exchange. Fixed Income-building stability for retirement.

Blair will explain how bonds and other debt securities can form part of a diversified investment portfolio to deliver regular income in retirement. He will show how with structured maturity dates across a bond portfolio, investors can release capital to navigate varied economic environments. Find out why investors would choose to hold debt securities directly rather than in a bond fund or ETF and the differences between debt securities and other asset classes like shares and property.
Branch News & a delicious morning tea will follow this talk.
11:30am: : Finance Discussion Group Meeting- Downsizing: A financial perspective.

We have heard in previous talks about the many lifestyle benefits of downsizing our family home. In this discussion, Wayne will highlight the financial benefits that can be achieved through downsizing to a lower cost home in retirement. This includes contributions to superannuation and private savings with the potential to boost your retirement income.
Please note that this information does NOT constitute Personal Financial Advice.
We will finish around 12:30pm. Please stay & enjoy a yummy lunch at Molly’s.
Articles
Vale Peter Graham.
24/08/2025
Members were stunned at the sudden passing of respected AIR member Mr Peter Graham on August 8th.
Read more Vale Peter Graham.
21/05/2025
A courtesy checklist from recent guest speaker Charles Fellner with tips to protect you against all types of scams
Read more Vale Peter Graham.
06/03/2025
Can I get a Commonwealth Seniors Health Card?
Read more Vale Peter Graham.
05/03/2025
This article describes what Division 296 changes to superannuation
Read more Vale Peter Graham.
05/03/2025
Involves a holistic approach that encompasses various aspects of a resident's well-being
Read more Vale Peter Graham.Past Meetings
The following is a summary of previous meetings and their topics.
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August 2025 Latest
Obtaining appropriate financial advice followed by our AGM.
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July 2025
How to trace your Family History and Making your income last longer.
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June 2025
Older Driver Assessment Program. Plus Ord Minnett on Private Equity investments
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May 2025
How to Protect against Scams & Diversifying against Market uncertainty
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April 2025
How to find the right Aged Care & what are the key challenged in SMSFs
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March 2025
Avoiding loneliness, Customer service (or lack thereof ) from large Super funds
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February 2025
Social Contribution, 2025 Economic & Investment Outlook
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December 2024
Unusual Travel Ideas, Christmas Lunch
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November 2024
Living Well with Parkinsons, Digital Financial Advice
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October 2024
Introduction to AI from a personal perspective, Key Financial Challenges in retirement
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September 2024
Finding purpose in retirement, Active and Passive Investment with Exchange Traded Funds (ETFs)
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August 2024
Living Well with Parkinsons; Listed Investment Companies & Trusts
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July 2024
If Only I Had Known; Australian Bond Exchange presentation
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June 2024
Deep Dive on Aged Care Fees by Liz Holland, Aged Care Financial Advisor, Prime Advisory
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May 2024
Stroke Foundation: Acting FAST to save a life; End of Financial Year check list
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April 2024
General meeting: Members discussion forum; Finance Discussion Group: Members Financial Forum
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March 2024
Diabetes Australia: Ways to prevent or live with Diabetes; Financial Literacy discussion by Robert Barnes, Superguide.com.au
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February 2024
Central Coast seniors debunk the myths and outline the real benefits of Electric Cars; Patrick Clarke (GM) from GenerationLife describe their innovative retirement products that help navigate retirement with confidence
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December 2023
Interesting, Innovative & Unusual ideas for Travel, followed by Christmas lunch
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November 2023
Beecroft Fire Station – How to be ready for Fire Season; Introducing a new online retirement income planning service from Jubilacion
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